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Consolidate Maxed Out Credit Cards utilizing Your home - Post-Holiday Spending Tips
viaout the holiday season multiple families will turn to credit cards to finance Christmas expenses. This makes it less stressful to create finishs meet, especially during the holidays. Sometimes we tfinish not to even understand how significantly harm is done until the credit card bills start to arrive in January.
Credit cards are fairly convenient but have their pitfalls. Credit cards bear incredibly high interest rates, typically more than 20% interest and within the case of department store cards as much as 30%. Interest is calculated monthly so If you get caught up in a pattern of only producing minimum monthly payments, they can take years to pay off. Credit cards that have balances much more than 75% of their limits will harm your credit rating/credit ...[ ]
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