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Credit Checks in the Philippines
If you may possibly be a average middle class Philippines citizen, chances Are you currently already have a couple of credit established either through a credit card, home, car or other loan. If you are applying for a loan or credit, It is essential to comprehend how this works within the Philippines.
The Credit Management Association of The Philippines, too known as CMAP governs all financial institutions that provide loans and credit. All loan and credit Info is managed by CMAP, so No matter whether you have got made all of your monthly payments on time, paid off a loan, or defaulted on a loan, all is kept in CMAP, averagely for a period of 5 years.
Once you try to open a bank account or apply for a loan, CMAP is checked first. Also Once you apply for a loan or credit card, your eligi ...[ ]
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